Rick and Joyce Tietz
Antioch CA Real Estate, Brentwood CA Real Estate Rick and Joyce Tietz

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  Attention Home OwnersYou can avoid Foreclosure and save your credit! - "At No Cost To You"
                                       

 If you are a home owner facing foreclosure, we may be able to help you through a process known in the industry as a "Short Sale." A Short Sale is a process where we get your bank committed to helping you to avoid foreclosure by accepting a reduced pay-off on your mortgage loan, and it is something that happens every day.

Banks are changing requirements, procedures and qualifications almost daily. We know how to deal with these changes correctly, making offers more effective, and we have helped many homeowners in the same situation you find yourself in. We are on your side.
 

If you are facing collection proceedings or Foreclosure:

Let us help you speak to your bank about your current situation and take the pressure off of you.
We can help you with:

  • Finding a buyer. Unlike your bank, we have buyers looking for homes right now. We are experienced in these situations and sensitive to satisfying your needs, first!
     
  • We can reduce the impact to your credit standing.
    • Did you know a foreclosure can impact your credit for up to 7 years but a properly negotiated short sale has a much shorter impact to your credit?
    • We will help you create a proactive plan with your bank that will reduce the impact to your credit and get you out from under this crushing pressure.
       
  • We can help negotiate a "structured move plan" with your current bank that will allow you to continue to live in your home longer.
    • We can help you work with your bank to stay in your home anywhere between 45 days to 6 months! This is not big talk: we do this daily for our clients.
       
  • We can help you defer collections calls from your bank.
    • If you are receiving calls from your bank about back payments and elect to hire us as your agent, you can forward those call to us.
       


Working alone through a short sale or foreclosure with your bank is not easy. We are here to help you sell your home for you quickly and efficiently.

In a 15 minute telephone call, we can explain to you all the current options available to help you solve your short sale situation.

Banks are motivated, contact us today to learn more
 


Rick and Joyce

Please contact me today to discuss all my short sale options.
Your personal information is valued and will remain private ~ Rick Tietz, President

 

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Online Reports


To enhance your buying and selling experience, it’s our job as real estate professionals to provide you with as much valuable information as possible. It is essential that the buyer or seller be aware of all aspects of the real estate market before making a major decision. Whether it be through newsletters, checklists or news articles, we are here to make this process stress-free and rewarding. Please access our free reports today!  Read more about short sales and how and why they are increasing in Antioch's Market.  Your personal contact information is Valued and Will Remain Private. 



Short Sale vs. Foreclosure: Which is the Better Option?

Losing your home to foreclosure due to an inability to keep up with your monthly mortgage payments is one of life’s most unpleasant experiences.

Internal Revenue Service: The Mortgage Forgiveness Debt Relief Act

The Debt Relief Act generally allows taxpayers to exclude income from the discharge of debt on their principal residence.


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Rick & Joyce Tietz "THE TIETZ TEAM", Your Contra Costa County Realtors


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